Lease-to-Own in Fargo, ND: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Fargo, ND but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Comparing Lease-to-Own Companies in Fargo, ND

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Fargo, but how do you know which one to go with? Let's compare Acima Leasing in Fargo, ND against Progressive Leasing to help you determine which company has the application process, requirements, and store selection that sounds best for you.

Fargo Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Fargo, ND? They both have similar application steps. Shop at eligible Fargo stores, pick out the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Fargo, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Fargo vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Fargo, ND might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Fargo, ND, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Fargo with less-than-perfect credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing: What Fargo Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Fargo, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Fargo, ND, or browse Acima Leasing’s online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Fargo, ND?

Progressive Leasing and Acima Leasing in Fargo, ND consider the same items leasable. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Fargo, ND?

The decision of which Fargo, ND lease-to-own company to choose is entirely yours to make. The right choice for you will depend on approval requirements, which stores in Fargo you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.