Choosing a Lease-to-Own Company in Devils Lake, ND
When comparing lease-to-own companies in Devils Lake, ND, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Devils Lake so you can decide which company sounds best for you.
Snap Finance in Devils Lake, ND vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Devils Lake, ND tend to work the same way. You shop in person or online at an approved Devils Lake retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Devils Lake, ND or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Devils Lake, ND?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Devils Lake, ND. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Devils Lake, ND
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Devils Lake, ND and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Devils Lake stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Devils Lake, ND, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Devils Lake, ND
Both Snap Finance and Amica Leasing support Devils Lake, ND residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Devils Lake, ND. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Devils Lake, ND also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Devils Lake, ND? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Devils Lake, ND shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.