How to Choose a Lease-to-Own Company in Bismarck, ND
When comparing lease-to-own companies in Bismarck, ND, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bismarck so you can determine which company is right for you.
How Does Lease-to-Own in Bismarck, ND Work?
How does Snap Finance work? Or Acima Leasing? Most Bismarck, ND lease-to-own companies operate similarly. First, you pick from a list of approved Bismarck retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Bismarck, ND or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Bismarck, ND?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bismarck, ND. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Bismarck, ND Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Bismarck, ND businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Bismarck businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Bismarck, ND.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Bismarck, ND?
Both Snap Finance and Amica Leasing aim to help shoppers in Bismarck, ND with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Bismarck, ND. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Bismarck, ND requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Bismarck, ND Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bismarck, ND. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.