How to Choose a Lease-to-Own Company in Winston Salem, NC
When selecting a lease-to-own company in Winston Salem, NC, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Winston Salem so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Winston Salem, NC Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Winston Salem, NC follow similar models. First, you pick from a list of approved Winston Salem retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Winston Salem, NC will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Winston Salem, NC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Winston Salem, NC retailers are approved by Snap Finance or Acima Leasing. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Winston Salem, NC and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Winston Salem, NC businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Winston Salem stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Winston Salem, NC stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Winston Salem, NC
Snap Finance and Amica Leasing are dedicated to helping Winston Salem, NC shoppers get the items they need — regardless of credit score. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Winston Salem, NC, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Winston Salem, NC requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Winston Salem, NC, the Choice Is Yours
Many shoppers across Winston Salem, NC can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.