How to Choose a Lease-to-Own Company in Wilmington, NC
When comparing lease-to-own companies in Wilmington, NC, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Wilmington and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Wilmington, NC
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Wilmington, NC tend to work the same way. To start, you choose an approved retailer in Wilmington and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing in Wilmington, NC or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Wilmington, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Wilmington, NC. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Wilmington, NC and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Wilmington, NC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Wilmington and national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Wilmington, NC, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Wilmington, NC
Both Snap Finance and Amica Leasing aim to help shoppers in Wilmington, NC with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Wilmington, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Wilmington, NC also need an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Wilmington, NC, the Choice Is Yours
Many shoppers across Wilmington, NC can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.