Lease-to-Own in Wilmington, NC: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Wilmington, NC but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Wilmington, NC?

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but lack the funds. When looking at companies like Progressive Leasing in Wilmington, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Wilmington, NC to guide you in deciding which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Wilmington, NC Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Wilmington, NC? Both companies follow similar application processes. Browse at eligible Wilmington retailers, select the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Wilmington, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Wilmington vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Wilmington, NC might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Wilmington, NC, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Wilmington shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Wilmington, NC

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Wilmington allows you to shop at thousands of Wilmington stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Wilmington, NC stores.

What Items Can I Lease in Wilmington, NC with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in Wilmington, NC  have similar leasable items. Typically, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Wilmington, NC Right for You?

We can’t tell you which lease-to-own company in Wilmington, NC to choose. The right choice for you will depend on approval requirements, which stores in Wilmington you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.