How to Choose a Lease-to-Own Company in Wilkesboro, NC

When choosing a lease-to-own company in Wilkesboro, NC, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Wilkesboro so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Wilkesboro, NC

How do Acima Leasing and Snap Finance work? Most Wilkesboro, NC lease-to-own companies operate similarly. You shop in person or online at an approved Wilkesboro retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Wilkesboro, NC will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Wilkesboro, NC?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Wilkesboro, NC. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Wilkesboro, NC

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Wilkesboro, NC as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Wilkesboro and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Wilkesboro, NC.

What’s Needed to Apply for Acima Leasing or Snap Finance in Wilkesboro, NC

For shoppers in Wilkesboro, NC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Wilkesboro, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Wilkesboro, NC requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Wilkesboro, NC

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Wilkesboro, NC. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.