Choosing Your Wallace, NC Lease-to-Own Company
When comparing lease-to-own companies in Wallace, NC, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Wallace and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Wallace, NC
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Wallace, NC follow similar models. To start, you choose an approved retailer in Wallace and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Wallace, NC will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Wallace, NC?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Wallace, NC. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Wallace, NC
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Wallace, NC businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Wallace businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Wallace, NC or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Wallace, NC
Snap Finance and Acima Leasing both want to help shoppers in Wallace NC get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Wallace, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Wallace, NC, you will also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Wallace, NC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Wallace, NC shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.