Choosing Between Wallace, NC Lease-to-Own Companies
Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Wallace, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Wallace, NC so you can figure out which company has the best application process, store selection, and requirements for you.
How Do Acima Leasing and Progressive Leasing in Wallace, NC Work?
How do you lease-to-own with Progressive Leasing in Wallace, NC? What about Acima Leasing? Both companies follow similar application processes. Shop at your favorite eligible stores in Wallace, pick out the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Wallace, you can be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Wallace vs. Acima Leasing?
Acima Leasing and Progressive Leasing in Wallace, NC might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in Wallace, NC, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Acima Leasing and Progressive Leasing both help shoppers in Wallace who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing: What Wallace Stores Are Eligible?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Wallace allows you to shop at thousands of Wallace stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Wallace, NC, or shop Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Wallace, NC
Acima Leasing and Progressive Leasing in Wallace, NC follow similar guidelines for leasable items. In general, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Wallace, NC?
Determining the right lease-to-own company in Wallace, NC is a personal choice we can't make for you. The best option for you depends on which Wallace retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.