Snap Finance in Wake Forest, NC or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Wake Forest, NC? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Wake Forest, NC

When comparing lease-to-own companies in Wake Forest, NC, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Wake Forest and Acima Leasing so you can determine which company is right for you.

Snap Finance in Wake Forest, NC vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Wake Forest, NC tend to work the same way. First, you pick from a list of approved Wake Forest retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, pick the eligible items you want, and Acima Leasing in Wake Forest, NC or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

Wake Forest, NC Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Wake Forest, NC retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Wake Forest, NC

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Wake Forest, NC retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Wake Forest and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Wake Forest, NC.

What’s Needed to Apply for Acima Leasing or Snap Finance in Wake Forest, NC

Both Snap Finance and Amica Leasing support Wake Forest, NC residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Wake Forest, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in Wake Forest, NC, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Wake Forest, NC Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Wake Forest, NC shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.