What to Look for in Valdese, NC Lease-to-Own Companies
When picking a lease-to-own company in Valdese, NC, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Valdese so you can determine which company is right for you.
How Does Lease-to-Own in Valdese, NC Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Valdese, NC tend to work the same way. You shop in person or online at an approved Valdese retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Valdese, NC or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Valdese, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Valdese, NC. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Valdese, NC and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Valdese, NC retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Valdese and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Valdese, NC, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Valdese, NC?
Snap Finance and Acima Leasing both want to help shoppers in Valdese NC get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Valdese, NC, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Valdese, NC, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Valdese, NC
Acima Leasing and Snap Finance have a lot to offer shoppers in Valdese, NC. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.