How to Choose a Lease-to-Own Company in Taylorsville, NC
When comparing lease-to-own companies in Taylorsville, NC, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Taylorsville and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Taylorsville, NC
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Taylorsville, NC follow similar models. First, you pick from a list of approved Taylorsville retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in Taylorsville, NC or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Taylorsville, NC?
The items you can shop for vary based on which Taylorsville, NC retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Taylorsville, NC
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Taylorsville, NC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Taylorsville stores and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Taylorsville, NC or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Taylorsville, NC?
For shoppers in Taylorsville, NC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Taylorsville, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Taylorsville, NC also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Taylorsville, NC Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Taylorsville, NC. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.