Comparing Acima Leasing and Snap Finance in Tarboro, NC

You’re ready to shop with help from a lease-to-own company in Tarboro, NC. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing a Lease-to-Own Company in Tarboro, NC

When comparing lease-to-own companies in Tarboro, NC, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Tarboro so you know which company is your best fit.

Snap Finance in Tarboro, NC vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Tarboro, NC follow similar models. To start, you choose an approved retailer in Tarboro and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Tarboro, NC or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Tarboro, NC Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Tarboro, NC. Generally, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Tarboro, NC

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Tarboro, NC and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Tarboro stores and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Tarboro, NC.

Acima Leasing vs. Snap Finance Application and Requirements in Tarboro, NC

Both Snap Finance and Amica Leasing aim to help shoppers in Tarboro, NC with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Tarboro, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Tarboro, NC also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Tarboro, NC? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Tarboro, NC. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.