What to Look for in Surfside Beach, NC Lease-to-Own Companies
When comparing lease-to-own companies in Surfside Beach, NC, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Surfside Beach so you can find the right company for you.
How Does Lease-to-Own in Surfside Beach, NC Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Surfside Beach, NC follow similar models. You shop at an approved Surfside Beach retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Surfside Beach, NC or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Surfside Beach, NC?
The items you can shop for vary based on which Surfside Beach, NC retailers are approved by Snap Finance or Acima Leasing. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Surfside Beach, NC
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Surfside Beach, NC and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Surfside Beach and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Surfside Beach, NC stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Surfside Beach, NC
Both Snap Finance and Amica Leasing aim to help shoppers in Surfside Beach, NC with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Surfside Beach, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
Acima Leasing in Surfside Beach, NC also requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Surfside Beach, NC Lease-to-Own Company
Many shoppers across Surfside Beach, NC can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.