Lease-to-Own in Sparta, NC: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Sparta, NC, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Between Sparta, NC Lease-to-Own Companies

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. Sparta is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Sparta, NC so you can figure out which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Sparta, NC Work?

How do you lease-to-own with Progressive Leasing in Sparta, NC? What about Acima Leasing? Both companies follow similar application processes. Browse at eligible Sparta retailers, pick out the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Sparta, you can be approved for up to $5,000!

Sparta Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in Sparta, NC have similar application processes, they have different requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Sparta, NC, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Sparta with less-than-perfect credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing Stores in Sparta, NC

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Sparta, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Sparta, NC, or browse Acima Leasing’s online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Sparta, NC?

Progressive Leasing and Acima Leasing in Sparta, NC consider the same items leasable. Typically, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Sparta, NC?

Determining the right lease-to-own company in Sparta, NC is a personal choice we can't make for you. You have to select the right fit for you based on the application process, approval requirements, and which Sparta stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.