Choosing a Lease-to-Own Company in Smithfield, NC
When selecting a lease-to-own company in Smithfield, NC, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Smithfield and Acima Leasing so you can determine which company is right for you.
Snap Finance in Smithfield, NC vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Smithfield, NC lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Smithfield retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Smithfield, NC or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Smithfield, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Smithfield, NC. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Smithfield, NC
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Smithfield, NC businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Smithfield businesses to national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Smithfield, NC, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Smithfield, NC?
Snap Finance and Amica Leasing are dedicated to helping Smithfield, NC shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Smithfield, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Smithfield, NC requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Smithfield, NC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Smithfield, NC shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.