Selecting a Lease-to-Own Company in Smithfield, NC
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Smithfield, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Smithfield, NC to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
Smithfield Acima Leasing vs. Progressive Leasing: How Do They Work?
How do you lease-to-own with Progressive Leasing in Smithfield, NC? What about Acima Leasing? They both have similar application steps. Shop at eligible retailers in Smithfield, pick out the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!
How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Smithfield, you can be approved for up to $5,000!
Smithfield Acima Leasing Requirements vs. Progressive Leasing Requirements
Although Acima Leasing and Progressive Leasing in Smithfield, NC share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
To lease-to-own with Acima Leasing in Smithfield, NC, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Acima Leasing and Progressive Leasing both help shoppers in Smithfield who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.
Where in Smithfield Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Smithfield stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Smithfield, NC, or browse Acima Leasing’s online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Smithfield, NC
The rules for leasable items at Acima Leasing and Progressive Leasing in Smithfield, NC are quite similar. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Right for You: Progressive Leasing or Acima Leasing in Smithfield, NC?
We can’t tell you which lease-to-own company in Smithfield, NC to choose. You have to select the right fit for you based on approval requirements, which stores in Smithfield you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.