Choosing a Lease-to-Own Company in Shelby, NC
When choosing a lease-to-own company in Shelby, NC, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Shelby and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Shelby, NC Work
How do Acima Leasing and Snap Finance work? Whichever Shelby, NC lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Shelby retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Shelby, NC will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Shelby, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Shelby, NC. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Shelby, NC
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Shelby, NC and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Shelby stores and the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Shelby, NC, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Shelby, NC
Both Snap Finance and Amica Leasing support Shelby, NC residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Shelby, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Shelby, NC requires at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Shelby, NC, the Choice Is Yours
Many shoppers across Shelby, NC can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.