Progressive Leasing or Acima Leasing in Shelby, NC?

When you need a lease-to-own solution in Shelby, NC, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Shelby, NC Lease-to-Own Companies

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but are low on cash. With so many companies like Progressive Leasing in Shelby, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Shelby, NC so you can decide which company's store selection, requirements, and application process sound right for you.

Shelby Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Shelby, NC? What about Acima Leasing? Both companies follow similar application processes. Browse at eligible Shelby retailers, choose the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Shelby!

Shelby Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in Shelby, NC have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Shelby, NC, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Shelby with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Shelby, NC

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Shelby stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Shelby, NC, or browse Acima Leasing’s online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Shelby, NC

You'll find that Progressive Leasing and Acima Leasing in Shelby, NC  have similar leasable items. In general, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Progressive Leasing or Acima Leasing in Shelby, NC Right for You?

The choice of lease-to-own company in Shelby, NC is entirely in your hands. The right choice for you will depend on approval requirements, which stores in Shelby you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.