Choosing Your Shallotte, NC Lease-to-Own Company
When comparing lease-to-own companies in Shallotte, NC, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Shallotte and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Shallotte, NC Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Shallotte, NC lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Shallotte and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance in Shallotte, NC or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Shallotte, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Shallotte, NC. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Shallotte, NC
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Shallotte, NC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Shallotte and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Shallotte, NC stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Shallotte, NC?
Snap Finance and Acima Leasing both want to help shoppers in Shallotte NC get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Shallotte, NC. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Shallotte, NC, you will also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Shallotte, NC? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Shallotte, NC. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.