Choosing a Lease-to-Own Company in Selma, NC
When choosing a lease-to-own company in Selma, NC, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Selma and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Selma, NC Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Selma, NC follow similar models. You shop in person or online at an approved Selma retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Snap Finance in Selma, NC or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Selma, NC?
The items you can shop for vary based on which Selma, NC retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Selma, NC
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Selma, NC and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Selma businesses to trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Selma, NC.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Selma, NC?
Everyone in Selma, NC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Selma, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Selma, NC also requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Selma, NC? Try Acima Leasing
Many shoppers across Selma, NC can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.