Choosing Between Acima Leasing and Progressive Leasing in Selma, NC

Who do you go to for lease-to-own solutions in Selma, NC? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Selma, NC Lease-to-Own Companies

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but lack the funds. With so many companies like Progressive Leasing in Selma, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Selma, NC to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Selma Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Selma, NC? And how does Acima Leasing work? They both have similar application steps. Shop at eligible retailers in Selma, select the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Selma, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Selma vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Selma, NC share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Selma, NC, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Selma with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Selma Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Selma, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Selma, NC, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Selma, NC?

Progressive Leasing and Acima Leasing in Selma, NC consider the same items leasable. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Selma, NC?

The choice of lease-to-own company in Selma, NC is entirely in your hands. The best option for you depends on the application process, approval requirements, and which Selma stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.