Choosing Your Randleman, NC Lease-to-Own Company
When choosing a lease-to-own company in Randleman, NC, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Randleman so you can decide which company sounds best for you.
How Does Lease-to-Own in Randleman, NC Work?
How does Acima Leasing work? Or Snap Finance? Whichever Randleman, NC lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Randleman retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance in Randleman, NC or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Randleman, NC?
The items you can shop for vary based on which Randleman, NC retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Randleman, NC
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Randleman, NC as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Randleman and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Randleman, NC, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Randleman, NC
Snap Finance and Amica Leasing are dedicated to helping Randleman, NC shoppers get the items they need — regardless of credit score. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Randleman, NC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Randleman, NC also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Randleman, NC
Acima Leasing and Snap Finance have a lot to offer shoppers in Randleman, NC. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.