How to Choose a Lease-to-Own Company in Ramseur, NC
When choosing a lease-to-own company in Ramseur, NC, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Ramseur so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Ramseur, NC
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Ramseur, NC follow similar models. To start, you choose an approved retailer in Ramseur and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Snap Finance in Ramseur, NC or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Ramseur, NC Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Ramseur, NC. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Ramseur, NC
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Ramseur, NC as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Ramseur businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Ramseur, NC.
What Are the Requirements for Acima Leasing vs. Snap Finance in Ramseur, NC?
Everyone in Ramseur, NC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ramseur, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
For Acima Leasing in Ramseur, NC, you will also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Ramseur, NC, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Ramseur, NC. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.