What to Look for in Raleigh, NC Lease-to-Own Companies
When comparing lease-to-own companies in Raleigh, NC, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Raleigh so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Raleigh, NC Work
How does Snap Finance work? Or Acima Leasing? Whichever Raleigh, NC lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Raleigh retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Snap Finance in Raleigh, NC or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Raleigh, NC?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Raleigh, NC. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Raleigh, NC
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Raleigh, NC and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Raleigh and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Raleigh, NC.
What Are the Requirements for Acima Leasing vs. Snap Finance in Raleigh, NC?
Everyone in Raleigh, NC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Raleigh, NC, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
For Acima Leasing in Raleigh, NC, you will also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Raleigh, NC
Acima Leasing and Snap Finance have a lot to offer shoppers in Raleigh, NC. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.