Lease-to-Own in Raleigh, NC: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Raleigh, NC, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Raleigh, NC

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. Raleigh is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Raleigh, NC so you can decide which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Raleigh, NC Work?

How does Progressive Leasing work in Raleigh, NC? And how does Acima Leasing work? Applying with either company will look pretty similar. Browse at eligible Raleigh retailers, select the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Raleigh!

What Are the Requirements for Progressive Leasing in Raleigh vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Raleigh, NC are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Raleigh, NC requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Raleigh with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Raleigh, NC Stores

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Raleigh, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Raleigh, NC, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Raleigh, NC

The rules for leasable items at Acima Leasing and Progressive Leasing in Raleigh, NC are quite similar. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Better: Acima Leasing or Progressive Leasing in Raleigh, NC?

The choice of lease-to-own company in Raleigh, NC is entirely in your hands. The right choice for you will depend on the application process, approval requirements, and which Raleigh stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.