Snap Finance in Plymouth, NC or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Plymouth, NC? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Plymouth, NC Lease-to-Own Company

When selecting a lease-to-own company in Plymouth, NC, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Plymouth so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Plymouth, NC

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Plymouth, NC tend to work the same way. You shop in person or online at an approved Plymouth retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Snap Finance in Plymouth, NC or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Plymouth, NC?

The items you can shop for in Plymouth, NC depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Plymouth, NC

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Plymouth, NC and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Plymouth stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Plymouth, NC or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Plymouth, NC?

Both Snap Finance and Amica Leasing aim to help shoppers in Plymouth, NC with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Plymouth, NC, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.

For Acima Leasing in Plymouth, NC, you will also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Plymouth, NC Lease-to-Own Company

Many shoppers across Plymouth, NC can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.