Choosing a Lease-to-Own Company in Oxford, NC
When choosing a lease-to-own company in Oxford, NC, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Oxford so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Oxford, NC
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Oxford, NC follow similar models. To start, you choose an approved retailer in Oxford and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Oxford, NC or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Oxford, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Oxford, NC. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Oxford, NC
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Oxford, NC retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Oxford stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Oxford, NC stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Oxford, NC
Both Snap Finance and Amica Leasing support Oxford, NC residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Oxford, NC, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Oxford, NC, you will also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Oxford, NC? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Oxford, NC. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.