Progressive Leasing or Acima Leasing in Oxford, NC?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Oxford, NC? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Oxford, NC

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Oxford, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Oxford, NC to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

Oxford Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Acima Leasing work in Oxford, NC? What about Progressive Leasing? Both companies follow similar application processes. Shop at eligible retailers in Oxford, choose the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Oxford, you can be approved for up to $5,000!

Oxford Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in Oxford, NC are alike, their requirements are different. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Oxford, NC, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Are you shopping in Oxford with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Where in Oxford Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Oxford, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. See which stores are available near you in Oxford, NC, or shop Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Oxford, NC?

Acima Leasing and Progressive Leasing in Oxford, NC follow similar guidelines for leasable items. Typically, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Oxford, NC?

The choice of lease-to-own company in Oxford, NC is entirely in your hands. The best option for you depends on approval requirements, which stores in Oxford you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.