How to Choose a Lease-to-Own Company in Oakboro, NC
When picking a lease-to-own company in Oakboro, NC, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Oakboro so you know which company is your best fit.
Snap Finance in Oakboro, NC vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Oakboro, NC follow similar models. First, you pick from a list of approved Oakboro retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Oakboro, NC will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Oakboro, NC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Oakboro, NC retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Oakboro, NC Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Oakboro, NC retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Oakboro stores and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Oakboro, NC stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Oakboro, NC
Snap Finance and Acima Leasing both want to help shoppers in Oakboro NC get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Oakboro, NC. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
For Acima Leasing in Oakboro, NC, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Oakboro, NC
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Oakboro, NC. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.