Choosing Your Newton, NC Lease-to-Own Company
When picking a lease-to-own company in Newton, NC, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Newton so you can determine which company is right for you.
How Does Lease-to-Own in Newton, NC Work?
How does Acima Leasing work? Or Snap Finance? Most Newton, NC lease-to-own companies operate similarly. To start, you choose an approved retailer in Newton and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Newton, NC or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Newton, NC?
The items you can shop for in Newton, NC depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Newton, NC and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Newton, NC as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Newton and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Newton, NC, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Newton, NC?
Both Snap Finance and Amica Leasing aim to help shoppers in Newton, NC with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Newton, NC. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Newton, NC also requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Newton, NC? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Newton, NC. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.