How to Choose a Lease-to-Own Company in New Bern, NC
When picking a lease-to-own company in New Bern, NC, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in New Bern so you know which company is your best fit.
How Does Lease-to-Own in New Bern, NC Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in New Bern, NC tend to work the same way. You shop in person or online at an approved New Bern retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in New Bern, NC will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in New Bern, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in New Bern, NC. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
New Bern, NC Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local New Bern, NC businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in New Bern and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find New Bern, NC stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in New Bern, NC
Snap Finance and Amica Leasing are dedicated to helping New Bern, NC shoppers get the items they need — regardless of credit score. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in New Bern, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
Acima Leasing in New Bern, NC also requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in New Bern, NC? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in New Bern, NC. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.