Snap Finance in Mount Airy, NC or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Mount Airy, NC. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Mount Airy, NC

When selecting a lease-to-own company in Mount Airy, NC, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Mount Airy and Acima Leasing so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Mount Airy, NC Work

Are there any differences in how Snap Finance and Acima Leasing work? Most Mount Airy, NC lease-to-own companies operate similarly. You shop at an approved Mount Airy retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Mount Airy, NC or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Mount Airy, NC Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Mount Airy, NC. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Mount Airy, NC and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Mount Airy, NC businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Mount Airy businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Mount Airy, NC, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Mount Airy, NC

Both Snap Finance and Amica Leasing support Mount Airy, NC residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Mount Airy, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.

Acima Leasing in Mount Airy, NC also requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Mount Airy, NC

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mount Airy, NC. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.