What to Look for in Mooresville, NC Lease-to-Own Companies
When picking a lease-to-own company in Mooresville, NC, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Mooresville so you can find the right company for you.
How Does Lease-to-Own in Mooresville, NC Work?
How does Acima Leasing work? Or Snap Finance? Whichever Mooresville, NC lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Mooresville retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Mooresville, NC will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Mooresville, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Mooresville, NC. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Mooresville, NC and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Mooresville, NC businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Mooresville and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Mooresville, NC stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Mooresville, NC?
Both Snap Finance and Amica Leasing aim to help shoppers in Mooresville, NC with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Mooresville, NC, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Mooresville, NC also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Mooresville, NC, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mooresville, NC. Choose the lease-to-own company that works best for you based on approved stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.