How Do I Choose Between Lease-to-Own Companies in Monroe, NC?
Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but are low on cash. With so many companies like Progressive Leasing in Monroe, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Monroe, NC to help you determine which company has the application process, requirements, and store selection that sounds best for you.
Monroe Progressive Leasing vs. Acima Leasing: What’s the Process?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Monroe, NC? Both companies follow similar application processes. Browse at eligible Monroe retailers, find the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!
What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Monroe, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Monroe vs. Acima Leasing
Although Acima Leasing and Progressive Leasing in Monroe, NC share similar application processes, they don't have the same requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing in Monroe, NC requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Monroe shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.
Progressive Leasing vs. Acima Leasing: Monroe, NC Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Monroe allows you to shop at thousands of Monroe stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.
With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Monroe, NC, or view Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Monroe, NC
The rules for leasable items at Acima Leasing and Progressive Leasing in Monroe, NC are quite similar. Generally, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Acima Leasing or Progressive Leasing the Best Monroe, NC Lease-to-Own Company?
The choice of lease-to-own company in Monroe, NC is entirely in your hands. To choose the right fit, consider which Monroe retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.