Choosing Your Mint Hill, NC Lease-to-Own Company
When choosing a lease-to-own company in Mint Hill, NC, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Mint Hill and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Mint Hill, NC Work?
How do Acima Leasing and Snap Finance work? Whichever Mint Hill, NC lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Mint Hill and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Mint Hill, NC will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Mint Hill, NC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Mint Hill, NC retailers are approved by Snap Finance or Acima Leasing. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Mint Hill, NC
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Mint Hill, NC and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Mint Hill and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Mint Hill, NC or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Mint Hill, NC
Snap Finance and Acima Leasing both want to help shoppers in Mint Hill NC get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Mint Hill, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Mint Hill, NC also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Mint Hill, NC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Mint Hill, NC shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.