Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Mebane, NC

Looking for a lease-to-own company in Mebane, NC? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Mebane, NC Lease-to-Own Company

When selecting a lease-to-own company in Mebane, NC, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Mebane so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Mebane, NC

How do Acima Leasing and Snap Finance work? Whichever Mebane, NC lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Mebane retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, shop for the eligible products you want to get, and Snap Finance in Mebane, NC or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Mebane, NC?

The items you can shop for vary based on which Mebane, NC retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Mebane, NC

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Mebane, NC and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Mebane stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Mebane, NC or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Mebane, NC

Snap Finance and Acima Leasing both want to help shoppers in Mebane NC get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Mebane, NC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Mebane, NC requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Mebane, NC Lease-to-Own Company

Many shoppers across Mebane, NC can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.