How to Choose a Lease-to-Own Company in Matthews, NC
When choosing a lease-to-own company in Matthews, NC, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Matthews so you know which company is your best fit.
Snap Finance in Matthews, NC vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Matthews, NC tend to work the same way. First, you pick from a list of approved Matthews retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Matthews, NC or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Matthews, NC?
The items you can shop for in Matthews, NC depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Matthews, NC and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Matthews, NC and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Matthews and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Matthews, NC or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Matthews, NC
Snap Finance and Acima Leasing both want to help shoppers in Matthews NC get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Matthews, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Matthews, NC also requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Matthews, NC
Many shoppers across Matthews, NC can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.