Snap Finance in Mars Hill, NC or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Mars Hill, NC. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Mars Hill, NC

When picking a lease-to-own company in Mars Hill, NC, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Mars Hill so you can find the right company for you.

Snap Finance in Mars Hill, NC vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Mars Hill, NC follow similar models. To start, you choose an approved retailer in Mars Hill and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Mars Hill, NC will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Mars Hill, NC?

The items you can shop for vary based on which Mars Hill, NC retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Mars Hill, NC Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Mars Hill, NC and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Mars Hill and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Mars Hill, NC or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Mars Hill, NC

Both Snap Finance and Amica Leasing support Mars Hill, NC residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Mars Hill, NC. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.

Acima Leasing in Mars Hill, NC also requires at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Mars Hill, NC Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Mars Hill, NC shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.