Choosing Your Lillington, NC Lease-to-Own Company
When picking a lease-to-own company in Lillington, NC, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Lillington and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Lillington, NC
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Lillington, NC follow similar models. To start, you choose an approved retailer in Lillington and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Lillington, NC will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Lillington, NC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Lillington, NC depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Lillington, NC Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Lillington, NC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Lillington and the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Lillington, NC, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Lillington, NC
Both Snap Finance and Amica Leasing support Lillington, NC residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Lillington, NC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
For Acima Leasing in Lillington, NC, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Lillington, NC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Lillington, NC shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.