Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Kinston, NC

Looking for a lease-to-own company in Kinston, NC? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Kinston, NC

When choosing a lease-to-own company in Kinston, NC, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Kinston and Snap Finance so you can find the right company for you.

Snap Finance in Kinston, NC vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Most Kinston, NC lease-to-own companies operate similarly. First, you pick from a list of approved Kinston retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Acima Leasing in Kinston, NC or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

Kinston, NC Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Kinston, NC retailers are approved by Snap Finance or Acima Leasing. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Kinston, NC

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Kinston, NC and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Kinston businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Kinston, NC stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Kinston, NC

For shoppers in Kinston, NC with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Kinston, NC. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Kinston, NC requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Kinston, NC? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Kinston, NC. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.