Choosing Your Kings Mountain, NC Lease-to-Own Company
When comparing lease-to-own companies in Kings Mountain, NC, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Kings Mountain and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Kings Mountain, NC Work?
How does Snap Finance work? Or Acima Leasing? Most Kings Mountain, NC lease-to-own companies operate similarly. First, you pick from a list of approved Kings Mountain retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Kings Mountain, NC or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Kings Mountain, NC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Kings Mountain, NC depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Kings Mountain, NC
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Kings Mountain, NC businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Kings Mountain and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Kings Mountain, NC, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Kings Mountain, NC
Both Snap Finance and Amica Leasing aim to help shoppers in Kings Mountain, NC with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Kings Mountain, NC. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Kings Mountain, NC requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Kings Mountain, NC Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Kings Mountain, NC. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.