Choosing a Lease-to-Own Company in Kannapolis, NC
When picking a lease-to-own company in Kannapolis, NC, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Kannapolis and Snap Finance so you can find the right company for you.
Snap Finance in Kannapolis, NC vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Kannapolis, NC follow similar models. To start, you choose an approved retailer in Kannapolis and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance in Kannapolis, NC or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Kannapolis, NC?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Kannapolis, NC. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Kannapolis, NC
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Kannapolis, NC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Kannapolis stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Kannapolis, NC or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Kannapolis, NC?
Snap Finance and Acima Leasing both want to help shoppers in Kannapolis NC get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Kannapolis, NC, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
Acima Leasing in Kannapolis, NC also requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Kannapolis, NC
Many shoppers across Kannapolis, NC can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.