Choosing Between Acima Leasing and Progressive Leasing in Kannapolis, NC

Looking to lease-to-own in Kannapolis, NC but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Kannapolis, NC?

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but lack the funds. You have your choice of companies like Progressive Leasing in Kannapolis, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Kannapolis, NC so you can decide which company offers the requirements, store selection, and application process that fits your needs.

Kannapolis Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Kannapolis, NC? What about Acima Leasing? Both companies follow similar application processes. Shop at eligible Kannapolis stores, find the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Kannapolis!

What Are the Requirements for Progressive Leasing in Kannapolis vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Kannapolis, NC are alike, their requirements are different. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing in Kannapolis, NC requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Kannapolis shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing Stores in Kannapolis, NC

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Kannapolis and online, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Kannapolis, NC, or view Acima Leasing's online retailers.

What Items Can I Lease in Kannapolis, NC with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in Kannapolis, NC  have similar leasable items. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Kannapolis, NC Right for You?

The decision of which Kannapolis, NC lease-to-own company to choose is entirely yours to make. The best option for you depends on which Kannapolis retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.