What to Look for in Jacksonville, NC Lease-to-Own Companies
When comparing lease-to-own companies in Jacksonville, NC, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Jacksonville and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Jacksonville, NC Work
How do Acima Leasing and Snap Finance work? Most Jacksonville, NC lease-to-own companies operate similarly. You shop in person or online at an approved Jacksonville retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Jacksonville, NC will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Jacksonville, NC?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Jacksonville, NC. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Jacksonville, NC and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Jacksonville, NC businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Jacksonville stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Jacksonville, NC stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Jacksonville, NC
Both Snap Finance and Amica Leasing support Jacksonville, NC residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Jacksonville, NC. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Jacksonville, NC also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Jacksonville, NC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Jacksonville, NC shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.