What to Look for in Huntersville, NC Lease-to-Own Companies
When choosing a lease-to-own company in Huntersville, NC, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Huntersville and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Huntersville, NC
How does Snap Finance work? Or Acima Leasing? Most Huntersville, NC lease-to-own companies operate similarly. You shop at an approved Huntersville retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Huntersville, NC will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Huntersville, NC?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Huntersville, NC. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Huntersville, NC Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Huntersville, NC as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Huntersville businesses to the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Huntersville, NC, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Huntersville, NC?
Everyone in Huntersville, NC deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Huntersville, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Huntersville, NC also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Huntersville, NC Lease-to-Own Company
Many shoppers across Huntersville, NC can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.