Choosing Your High Point, NC Lease-to-Own Company
When comparing lease-to-own companies in High Point, NC, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in High Point so you can find the right company for you.
How Does Lease-to-Own in High Point, NC Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in High Point, NC follow similar models. You shop at an approved High Point retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance in High Point, NC or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
High Point, NC Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in High Point, NC depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in High Point, NC
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local High Point, NC businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in High Point and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in High Point, NC or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in High Point, NC?
Snap Finance and Acima Leasing both want to help shoppers in High Point NC get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in High Point, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in High Point, NC, you will also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in High Point, NC, the Choice Is Yours
Acima Leasing and Snap Finance are great options for High Point, NC shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.