Choosing Your Hickory, NC Lease-to-Own Company
When selecting a lease-to-own company in Hickory, NC, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Hickory and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Hickory, NC
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Hickory, NC follow similar models. You shop in person or online at an approved Hickory retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance in Hickory, NC or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Hickory, NC?
The items you can shop for vary based on which Hickory, NC retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Hickory, NC Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Hickory, NC as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Hickory businesses to the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Hickory, NC stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Hickory, NC?
Both Snap Finance and Amica Leasing support Hickory, NC residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Hickory, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Hickory, NC requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Hickory, NC? Try Acima Leasing
Many shoppers across Hickory, NC can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.