Choosing Your Graham, NC Lease-to-Own Company
When choosing a lease-to-own company in Graham, NC, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Graham and Snap Finance so you can determine which company is right for you.
Snap Finance in Graham, NC vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Graham, NC lease-to-own companies operate similarly. You shop in person or online at an approved Graham retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Graham, NC will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Graham, NC?
The items you can shop for in Graham, NC depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Graham, NC
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Graham, NC and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Graham and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Graham, NC stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Graham, NC
Both Snap Finance and Amica Leasing aim to help shoppers in Graham, NC with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Graham, NC. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Graham, NC, you will also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Graham, NC? Try Acima Leasing
Many shoppers across Graham, NC can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.