Choosing a Lease-to-Own Company in Goldsboro, NC
When choosing a lease-to-own company in Goldsboro, NC, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Goldsboro so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Goldsboro, NC
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Goldsboro, NC tend to work the same way. You shop at an approved Goldsboro retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Goldsboro, NC will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
Goldsboro, NC Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Goldsboro, NC. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Goldsboro, NC
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Goldsboro, NC as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Goldsboro stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Goldsboro, NC stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Goldsboro, NC?
Snap Finance and Amica Leasing are dedicated to helping Goldsboro, NC shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Goldsboro, NC. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Goldsboro, NC also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Goldsboro, NC Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Goldsboro, NC. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.